How to Stop Stressing Over Money

Money is often the #1 cause for stress in our lives

Darius Foroux
5 min readMay 22, 2022

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Money is the biggest cause of stress in the United States, according to the American Psychological Association.

You can also find that back in medical statistics. 75% to 90% of all doctor’s office visits are for stress-related ailments and complaints including chest pain, headaches, high blood pressure, insomnia, and depression.

Stressing over money will make you mentally and physically sick. Now, no one likes the fact that money is the most important thing in our society. But it’s the way things are.

We can do two things:

  1. Complain, resist, and worry
  2. Address the issue

I pick the latter any day of the week. There’s simply nothing we can do to change capitalism. But we also don’t have to become a victim. We can take charge and work with the rules of the system, and make sure we prioritize our mental health.

It all starts with awareness. If we know exactly what causes our money stress, we can address it.

Causes of financial stress and how we can solve them

Most people assume that more money is the answer.

But simply having more income won’t solve your money problems. While we all want to earn more, there are deeper, underlying issues we need to resolve first.

The first step to getting rid of money stress and living a healthier, happier life is to identify the specific reasons that are causing you to worry. Here are some common causes including how you can address them.

1. A lack of financial literacy

Managing money isn’t something we usually learn in school. And if one grew up in a family that lived from paycheck to paycheck, it’s harder to make wise financial decisions as an adult.

I was like that as well. I didn’t really use a savings account until I was in my late twenties. Before that, I had just left all my cash in a checking account where I tend to spend everything.

School didn’t teach me how to manage my money. I had to learn that the hard way…

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Darius Foroux

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