Rich People Are Satisfiers, Not Optimizers

You don’t need to always strive for the best and most perfect outcomes

Darius Foroux
4 min readJun 2, 2023


We want to get the most out of every penny we spend. But this focus on optimizing things can sometimes work against us.

That’s why loyalty programs and “free” marketing schemes are so effective.

If you’re an above-average earner, for example, and you have an airline-branded credit card in your wallet, you’re likely spending more than you really need. Marketers encourage people to spend more so they can “take advantage” of their cards’ miles.

Bloomberg reported that airlines make more money selling miles than seats. For every mile a person earns, the airline pockets anywhere between 1.5 cents to 2.5 cents. That’s billions of dollars earned from all those people swiping their cards at cafes, clothing shops, and the like.

Meanwhile, average earners who want to maximize every spend are common targets of mass-market retail stores and groceries:

  • These shops and marketers use smaller packaging to make you buy bigger
  • They arrange the store aisles in a confusing manner to wear you down and encourage impulse buying
  • They offer “free treats” and “bulk bargains” to make you buy stuff you…



Darius Foroux

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